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Impressum

Claudia Ackermann, Hauner Busch 13, 58566 Kierspe,
Tel 02 359 29 40 60 is

HERE it to the virtual exhibition.

you on 7 May 2011 to a real exhibition in France

Montigny les Bretonneux (FR).

display are pictures of Kierspe and the environment.

25 paintings by the Malschülern Malstudios PALETTE shown in Montigny.

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Kiswahiri

I think I can say mil mittlerweire know that I can splechen Kiswahiri. Not permissible Belüßung nul, nul can not say where I helkomme Hiel and what I do but also to real Communication. And the meal I rerne language of diesel, the more they bessel gefält me. Because there is simply wilklich Wölte odel Konstluktionen, reached a life.
vol Since all the word "pole" to be named. "Pore" means something like "My condolences" is not said on nul Beeldigungen. It is simply omnipresent. Stolpelt someone: "Pole" is someone in the sun at dissipating "Pole", someone hurt "pole" is someone tired "pore" is someone gestolben "Pole" someone is annoyed by the many Kindeln "pole". And it's really meant seriously, not like a German "The I'm sorry but you fuel ".
Then of course, "Mambo", the universal greeting for the same age. Mambo says a lot of flour as a simple "Hey" and is often just the beginning wrestled einel welcome.
Sasa Hivi "means something like" equal "and can say it really accessible. The food on the table and you want to grad write the mail to end "Sasa Hivi" one says to the driver that comes his Fleund Sasa Hivi "even though it still takes half an hour, you have no idea when you get there, you come anyway, "Sasa Hivi"
Then "Kalanga", a word that four more to peanuts fits as a "peanut".
natüllich And I could continue this list yet, but, as virreicht ihl have noticed Lichtig funny is that the Tanzanians, the "R" and the "R" can not distinguish. It is not that the "R" can not just say, it's just that they do not untelscheiden these two letters can. Time they use an "L" and give you an "L", it is very funny, even in the alphabet may be a letter twice if it is the R or L is distinguished from day to day.
Conclusion: I really love the language and have jertzt already uneasy, and in Germany to forget ...

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Auf dem Dorf

Sometimes I have the feeling to know the Tanzanian life now. After all, I live numehr about 6 months in Tanzania, along with a Tanzanian in the house, together with Tanzanian friends in my spare time and with Tanzanian colleagues at work.
But a short trip to a village near Kyela me once again taught a lesson. For there is "the" Tanzanian life is not easy. I know now, perhaps, what it is like to live in a Tanzanian town, but life in the village is pretty different.

morning at 9, it timidly knocked at our front door. Jose, the son of Mama Jose (Who would have have thought it?) a friend of Anna, came to me and our two bikes to pick up.
I was there, my bike also but unfortunately Jonas was his way, so I first had to organize another bike. A friend
could unfortunately not help because he and his family took all the bicycles, but in Itunge at my host parents, I finally found and went with Jose on the bike my host brother to the house of Mama Jose.
were there for me then first plantains with fish (Mmm, yummy, we would have liked but I gave the fish to the cat ...) before I opened it with Mama Jose after Ipande.

Ipande is a small village about 25 kilometers von Kyela entfernt. In dem Dorf wohnen die Eltern von Mama Jose, die wir besuchen wollten. Es gibt zwei Wege dahin, auf dem Hinweg nahmen wir den beschwerlichen durch den Wald und über kleine Wege, die zwar matschig und rutschig waren, dafür aber im Schatten lagen. Auf dem Weg dahin kamen uns immer wieder Lastenfahrräder mit vollen Kanistern entgegen, die Ulanzi vom Dorf in die Stadt brachten. Zu Ulanzi später mehr.
Ansonsten konnte man die Ruhe der Natur genießen, es ging zwischen großen Feldern und Wäldern voller Bananenstauden und Kakaobäumen hindurch, und bis auf die wenigen Leute, die uns entgegen kamen herrschte wirklich eine schöne Stille, unterbrochen nur von Vogelgezwitscher. Dazu konnte ich von Ferne den Mount Rungwe see, we had climbed the last week in Tukuyu and from far higher and steeper looked. Arrived in
Ipande it was of course immediately to the parents but it was once the brother visited with his family. Of course, there was a great excitement and we were greeted warmly, I very naturally. When I even took out my Kinyakyusa block form, everyone was thrilled. Kinyakyusa is the language of Wanyakyusa, one of the tribe is located near Kyela. In a tribe can be thought about the Basques in Europe, has its own language, its own culture, a very strong identification with the tribe and other similarities. It has nothing to do with the image of Africans dancing in front of straw huts that perhaps the word "tribe" has in mind.
Back to Language: Kinyakyusa is in Kyela hardly spoken when there will only be welcome, in the villages, however, there are also people who can not speak Kiswahili.
The language itself, at least the welcome, the important thing is not that difficult, you have to string together only sent the three words "Mugonile", "Ndaga" and "Tununu.
And so was I so admired because of my language skills and showered with food. Fortunately I was able to choose between cooking bananas and ugali, so I do not compulsorily had to be content with the porridge. These were delicious freshly harvested and roasted corn on the cob, really tasty. And as a drink, there was not as in the city for guests usual, a soda (Coke, Fanta ...) but rather that Ulanzi, which still had the bike brought to us by the city. Ulanzi, bamboo sap, which is collected from freshly trimmed bamboo rods. He is slightly alcoholic, but tastes refreshing.
the talks although I was often - because of Kinyakyusa - not follow, but the people who were there were talking of course with me and asked me about my interest in working with solar. It was even too someone like this, I think a cousin of Mama Jose, we wanted to visit the office to learn more about our systems.
strengthened by the corn and thankfully despite the sun still drunk from bamboo juice it went, this time to the village square. There we met
many many friends of Mama Jose, which of course everyone wanted to be welcomed. But this place was unfortunately a bit too much to drink Ulanzi, so unfortunately the villagers drunk by noon to 2 right sat together in groups, listened to music and stories. Of course these were only a few villagers and of course looks like it is not in every village as in Ipande, but it was the sight of this central square is not very nice. For an alcohol problem, I know from Kyela not just during the day I meet on the street still had not drunk.
went there to the house of a friend where it was unfortunately also very much Ulanzi where I was but just welcomed so warmly welcomed.
And finally, I thought I had seen their parents already, we went a bit further up to the house of the parents. They were really old and looked at me with really big eyes, especially when I with "Mugonile mama, baba mugonile" spoke. Very nice. Since the parents were not only the house but also a very large property, I was still walking a bit and was even two pods (really tasty) and take several freshly harvested oranges (Still very acidic).
As we wanted to get rid of, nor a man came by with a bicycle, had great time on the racks a large bag of old pots. The recycle he wanted to (leave?), But instead to buy Mama Jose's parents, the pots, they were exchanged for several packets of salt. Also new to me, in the city there is not, and on the village, it is also by no means the rule, but that there still exist such a barter transaction, astonished me. Then it was back then
, the sun was not as strong from the sky und als wir dann endlich in Kyela ankamen, war es auch schon dunkel. Passend zu meinem „Dorftag“ war natürlich der Strom mal wieder ausgefallen.
Ein schöner, wenn auch anstrengender, Ausflug, bei dem ich ein doch irgendwie verdammt anderes Tansania kennen gelernt habe.

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Stromausfall

Montag: 9:30 Uhr – 11:45 Uhr
Mittwoch: 8:00 Uhr – 19:30 Uhr
Donnerstag: 8:00 Uhr – 11:00 Uhr und 13:00 Uhr – 19:00 Uhr
Freitag: 8:00 Uhr – 15:00 Uhr

… Dieser Zeitplan steht leider nicht für meine Arbeitszeiten im Büro sondern für die Stromausfälle unter der Woche hier in Kyela. Und das war nicht mal eine besonders schlimme Woche, sondern in letzter Zeit leider ziemlicher Durchschnitt.
Was man sich in Deutschland also gar nicht vorstellen kann ist hier ziemlich normal: Das Leben ohne Strom. Im Büro bleibt dann der Computer aus, Einzahlungen können nicht mehr sofort ins System eingetragen werden und somit eigentlich gar nicht angenommen werden, der Ventilator spendet keine wohltuende Kühle und das Faxgerät kann keine Faxe mehr aus Dar es Salaam empfangen. Zu Hause ist der Fernseher dann still, anstatt E-Mails auf dem Laptop zu beantworten ließt man in einem guten Buch, das Wasser wird aus dem Brunnen und nicht mehr aus dem Wasserhahn genommen da die Pumpe nicht mehr läuft und auch der Kühlschrank gibt keine Geräusche mehr von sich, was aber not bad because it is simply means that the drinks are warm, perishable foods, we have not here anyway.
Even if such a power failure is certainly annoying (especially when you stand in the shower in the evening) you get used to it pretty well because life otherwise than in Germany might not come to a standstill. The dinner is still on the table, because it is so prepared on the coals. Light a candle or kerosene lamp gives, sometimes a flashlight or even a solar lamp. In the city the music is pumping then only isolated from shops that can afford a generator and equipment such as mobile phones are just loaded overnight, where the river usually comes back. All
So as bad

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Tansanier?!

Half a year has now been passed and more often it happens that they call me "mtanzania" Tanzanians. Of course, usually not serious, but how much have I really changed?
During our interim seminar in Bagamoyo, we had an interesting unit to which we, the volunteers, we had distributed in response to questions in the room. When asked, "How much you are Tanzanians how much you're not German," was as a corner for "100% Tanzanians and a corner for" 100% German. "
And I was pretty far into the corner of the Germans.
Means: I feel I still very German.
But now I think you also see the other can. Because, at least for other people my life can be estimated in Kyela very Tanzanian. Maybe it's just that I have to adapt. Adaptive in so far that I change my attitude and my appearance, my way of thinking is not. Will I lose the Tanzanians?
If that still does not summoned there for 9 car for the Solar presentation at half past 10, but now I stay outwardly calm. Even inside I know that he'll come and everything will knock it indicates.
But I just know also that I have planned so that there is a 9 clock and also that I hoped that there will have mentally prepared by 9. And that's not normal for me is that it is only at half 10th
If I get told time and again that one can not plan the next presentation, then I accept that and trust on it because it goes well, the morning before the presentation to discuss where to go out. But if it were possible, I would plan it, of course, very detailed, when who should be where, who is responsible for what, who must be notified when.
If a problem occurs, I'm still in my head already thinking what steps now need to be done gradually so that the problem is repaired, even if I now know that the problem will change so often that it can not solve.
And so I think that I was not in my attitude and my way of thinking changed a lot.
On the other hand, there are already things are Tanzanian, and one that I have internalized a lot.
I meet someone known on the street is of course welcomed in detail, an easy-Hey is not enough there.
I meet an older person I have more respect than I probably would have at home.
guests at home is more likely to offer something, and often visited friends spontaneously.
have to have your own place on the bus I have been given longer, and I do not wear the money in your wallet around with me, of course, but I always put something in my pocket and see then how much I have to.
strangers on the bus put my luggage on his lap? No problem! Each time a person is called to dance to music? Why not? Not go voluntarily into the sun, but as always in the shadows be? What should I do otherwise!
now Every day fresh fruit, the mango vendor with "Hey Mango, I would like mangoes!" From the street to the office draw, drink every day, a Coke, Fanta or Sprite and shopping also by 25 cents for a long time and thoroughly wrong - all the I really into Blut über gegangen.

Und so werde ich bestimmt einige Dinge anders machen, wenn ich wieder zurück in Deutschland bin. Doch bin ich deshalb ein anderer Mensch geworden? Ich glaube nicht.
Aber das kann ich natürlich nur schwer beurteilen.
Auf jeden Fall werde ich Supermärkte nicht mehr mögen, mich in Bussen und Bahnen sehr alleine fühlen, mich wundern, wie schwierig es ist, frische Früchte gebracht zu bekommen, gezwungener maßen weniger Cola trinken, merken wie wenige Worte es im Deutschen gibt um sich zu begrüßen und mir oft wünschen, ich wäre wieder in Kyleas...

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Sansibar Teil II

Neujahr war wie so oft ein recht anstrengender Tag. Diesmal lag es leider vor allem an meinem Magen, der etwas rebellierte, im Gegensatz zu den anderen Freiwilligen hatte ich ja etwas im Auto geschlafen und wa so zu Hause angekommen wieder recht fit. Während die anderen also erst einmal schliefen, machte ich mich zusammen mit Carlotta, der es auch nicht so gut ging und die Silvester ganz zu Hause geblieben war, auf in die Stadt, eine Apotheke aufsuchen.
Dort fand ich das gewünschte Mittel gegen Würmer und ls wir wieder zu Hause ankamen waren viele auch schon wieder wach. Während die anderen dann gegen Mittag zum Strand zum ausruhen aufbrachen, blieb ich mit Carlotta und Tami, dem es auch nicht so gut ging, zu Hause.
Abends waren wir dann richtig schick beim Italiener essen. Für mich gab es 3 verschiedene Pizzen, einen Salad and even a real ice cream for dessert. While the food cost 10 times as much as a regular food in Tanzania, but once you can afford something so times.

The second of January we went on our tourist program in the Jozani Forrest, the last remaining rain forest of Zanzibar and to Pete on the starting point of Nono and Christopher. The rain forest really had everything you would expect from such a, especially tons of monkeys, romped to a front of the nose. In Pete, we were weaving in a museum in which two of us work, and women in the traditional baskets and bags. In addition there was a great food and we have our first Gruppentshirts printed. On the third
was then finally on a spice tour - after all, is not referred to otherwise Zanzibar spice island. We expected anything: pepper, cardamom, ginger, star fruit, clove, vanilla, aloe vera ... really interesting, because for each spice, there were also a whole range of applications. Who would have known, for example, that a Kardamontee helps with hiccups?
afternoon we went again into the town to the cafe before dinner waiting for us once again true feast for our host father. We took a whole living room and the floor in front of us was filled with all sorts of goodies. In particular, were really the vast amounts of fresh passion fruit juice very very very tasty.
This should be my last memory remain in Zanzibar, because the next morning we went back and again early to Dar es Salaam.

Overall I really enjoyed the island very well, but as so often in beautiful places them in my opinion was sometimes very crowded with tourists, which I thought was a shame. Added to this, that I have the sight of white tourists (especially tourists) was no longer used, so I had to get at each too short skirt and belly-free top of each turn to shame. I have learned how to express with his clothing respect, but with the many tourists Zanzibar was the clothing of the public to simply disrespectful.

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Sansibar Teil I

The Christmas holiday is a little while ago already, and yet I wanted you, of course, the beauty of Zanzibar divulged.
morning it went after a very rushed tour in Dala Dala and an interesting conversation with a pastor ("You have with you in Europe only that snow chaos because their sins so much") with a fast ferry in 2 hours to Zanzibar.
With stunning views of the Old City of the skin, a barrier island, and of course the turquoise sea greeted us the island.
Upon arrival, we went with two small buses of our host father Said to his house just outside the city center. He is the father of Christopher Guest and had agreed with his family's house for the time where we had to leave Zanzibar. He also gave us better prices in the tourist activities and a private minibus with which we were wonderfully flexible.
evening, it was then also first to Stone Town, the old part of Zanzibar Town, for dinner.

We were not in a restaurant but on the Forodhanimarkt, a night market with lots of stalls selling delicious freshly prepared food and drinking. I opted for different creations of the Zanzibar Pizza, a very tasty stuffed pastry.
Back home we forgot then, unfortunately in our car the gear must be engaged in the absence of a handbrake. The result we saw the next morning when the car was rolled overnight into the wall of the neighbors and had them destroyed. The Bulli but nothing had happened.
As the neighbor was just as nice but as our host father was all a big problem.
morning we went again to Stone Town, this time to visit and drink coffee at the Coffee House. City leaders were our two Stone Town Volunteer Maresa and Maike.
afternoon we ventured dann mit dem Bulli auf die erste längere Fahrt nach Kendwa Rocks, einem Strand am nördlichen Ende von Sansibar. Wirklich ein Traumstrand! Türkisfarbenes Meer, weißer, wirklich weißer Sand, Palmen, kleine schattige Rundhütten...

Nur dass nahezu alle Besucher weiß waren und alle Mädchen Bikini trugen war wirklich ungewohnt. Schon in der Stadt fiel mir auf, dass unheimlich viele Weiße Touristen unterwegs waren, die teilweise wirklich mittlerweile in meinen Augen unheimlich gewagte Kleidung trugen. Teilweise musste man sich da wirklich fremdschämen, ich weiß nicht wie das die Sansibaris Tag ein Tag aus aushalten. Obwohl man sich natürlich daran gewöhnt. But that changed a half a year in Tanzania.
The beach was so beautiful, we were able to recover from the trip and had a lot of fun.
The next day (New Year) it was for us to snorkel in a coral reef. For me it was the first time I really was snorkeling, and it was indescribably beautiful. So many colors, so many fish and other living things, really just beautiful.

afternoon we could then rest a little, then it went again to the Forodhanimarkt for dinner and then back to the Bulli in Kendwa Rocks, the beach the previous day in which us large beach New Year's Eve celebration expected. There was much music, lots of dancing, many people, a small fireworks and of course the wonderful setting of this dream beach. A very special New Year's Eve, even though I felt not so good and I have missed something earlier than the others to sleep in the car and thus the occupation for nine swimming action at dawn.

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März 2011

carnival painting carnival painting

On Carnival Tuesday were the students of the morning group a very special picture presentation offered.

A Frog (Catherine) arrived, the newest image was found on an easel, and adorned it with a feather boa, sequins and a wig.

also designed the frog still a flashing coasters for the art project.

OPEN STUDIO NIGHT IN MARCH

That evening, suitable for beginners and experts alike, this time louder flower pictures were taken. "After this Winter is not a miracle, "explained one participant.

It was a quiet and tranquil evening when ACTUALLY and I can not do , was deleted from the vocabulary of the participants.

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To own art work and to learn about a new material, Claudia Ackermann start a new lesson.

basis of a still life, individual sketches drawn, decisions made compositional and tonal values \u200b\u200binserted.

goal of education is to the actual style of life, starting to develop his own visual ideas.

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Solarinstallation

If a customer has bought on the credit of TMF, a solar system, the course will be installed. The panel must be mounted on the roof, cable installed and connected properly. All of this is our task "Fundamentalists" (technician) Gideon. In addition to the installation, he is also responsible for the maintenance of the systems.
The trip was last Friday had a little of both, because the customer complained that he could watch no television. On two previous visits, the Court of Fundi, on the one hand the power strip is broken and, secondly, the battery was too large for the installed panel. So he went in the company of Jonathan and me on Friday in again, to fix this time with 3 new 14 W panel in the luggage rack and an extra for TGE.

The installation went quite fast then, the Panel were befestigt, ein neues Kabel gelegt, ein neuer Charge Controller installiert, die Mehrfachsteckdose repariert und zu dem noch ein Licht verlegt.
Fertig war das nunmehr 112 Watt starke System mit einer knapp 200 WH starken Batterie. Ausreichend für 4 Lampen, Fernseher und DVD-Player.

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Der Markt in Kyela

Ein Markt. Klar, das kennt man auch aus Deutschland – den Wochenmarkt: 2 mal die Woche kommen ein paar Stände auf den Marktplatz und verkaufen Gemüse, Obst, Fisch und Fleisch.
Doch der Markt hier in Kyela ist ganz anders.
Der Markt, das ist zu erst mal eine rechteckige Fläche, die von 4 Straßen umgeben ist. Es gibt an jeder Straße vier large inputs. Small shops are located on the four streets that the "natural barrier" of the market. In these shops you can get many things: There are two small supermarkets with all sorts of drinks and food, just as we know it from Germany. Then there are small shops that sell only water, warehouse for cement and drinks, then stores that offer a drugstore corresponds to the pharmacies, small copy shops, clothing stores, bike shops, stores with fertilizer and seed sellers of roasted corn, shops dishes, plastic chairs, with substances, cell phone accessories, mobile phone shop of technicians, sales of roasted peanuts and still so much more. These of course are the numerous carrier and slide on the go with huge sacks of charcoal, cement bags, and all Sodakisten sofas.
The shops are joined by several tailors and dressmakers who want their sewing machines from many stores and people sew custom made clothes. For this, the mobile vendors who have a large wooden board on her back with him, where you can find sunglasses and jewelry by up to Fahrradhupe almost everything. And of course the clothes bargain bins, with second-hand clothes from China and Europe. (I've even been here once a shirt from Bugatti aus Herford gesehen)
An den Eingängen des Marktes findet man dann die Obstverkäuferinnen, die Unmengen an Ananas, Mangos, Avocado, Limetten und Bananen anbieten.
Geht man in den Markt hinein, findet man vieles wieder, was von von draußen schon kennt – nur alles viel enger. Die Fläche ist von vielen kleinen Gassen durchkreuzt, wo man vor lauter Auslage manchmal gar nicht durchkommt. Unmengen von Klamottenläden reihen sich hier auf, sowohl neue Ware als auch Second-Hand, gefolgt von Schuhverkäufern, Stoffläden und Fleischern. Auch Läden mit allerhand Taschen und Koffern findet man hier. Einen Großteil des Marktes nimmt dann natürlich die Lebensmittelabteilung ein: getrockneter Fisch, Unmengen an Reis, Paprika Tomaten Möhren, Peperoni, Erbsen, Erdnüsse, Gewürze, Zwiebeln, Knoblauch, Ingwer, Kochbananen, Kartoffeln, andere komische Nüsse,... Dazu wird einem frisch geröstetes Fleisch und ganze kleine Vögel (Vielleicht Wachteln?) angeboten.

Der Markt ist einer meiner Lieblingsplätze hier in Kyela, denn es macht mir einfach sehr viel Spaß, mich durch die engen Gassen zu schlängeln. Auch wenn man nichts kauft ist er jedes Mal wieder einen Besuch wert. Und wer mich kennt, der weiß wie gerne ich in Deutschland auf Shopping tour gegangen bin...

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Profitgier

Im folgenden Artikel lasse ich meinem Ärger ein wenig Luft, deshalb ist er nicht so objektiv and neutrally written, as it should possibly be. ..

More profit, more efficiency, more "zero tolerance", a harder, more organization, ...

Such a title does not really sound like any Tanzanian, right? As you think of it first: No stress, take your time, we are all brothers and sisters, will work out somehow ...
clear that both sides are now pretty exaggerated stereotypes. But in a somewhat modified form, these two completely different perspectives meet each other at the moment just in our office.

is the fact that our "Managing Director", so our top boss from Dar es Salaam arrived is. His goal is to bring the TMF in Kyela department back on its feet. How is this possible? More loans granted, to recover debts rigorous, work more efficiently, make more profit.

because my bank Tujijenge Microfinance is not about an NGO (non governmental organization) receives the donations and the funds then on to the customer is, no, TMF is an ordinary bank, which gets its capital from foreign donors, the do it then of course also see a proper return.
Actually this is not a problem with the returns: Micro-credit has the reputation to be redeemed at 97%, are also seen hefty percentage interest due. In our Bank, we take 3% - I mean to the month! There is no compound interest, but with a term of 8 months does TMF ie 24% of a given amount - plus 4% service charge. Listening, of course, first after usury.
One must remember, of course, but also many aspects: there are small loans, also falls in absolute terms to less interest income, still have to pay the employees the expensive fuel for their monthly or 2-week visits to the groups. The employees go to the villages, not vice versa. Moreover, such small loans to forgive quite complex, each of repayment are sometimes only a few Euros must be entered into the system before the award of a loan to be held at 4 training sessions, such as how to use the borrowed money at best.

What is, however, say to be: The idea of micro-loans, designed by economist and Nobel peace laureate Mohammad Yunus, did not expect the company with the credit principle, can make very much money, it did help to target the poor in their financial services are provided in a framework that can offer them no other bank. Nice to be with the principle itself, but the improvement of living conditions should be in the spotlight.

problem was, however, that the principle of micro-credit so immensely successful was the larger banks became aware: There is a principle that we can do a lot of money, and besides, we can say we help the poor, how nice.
But exactly this change in perspective - no longer improve the living conditions primarily but primarily generate much income - destroys the principle of micro financing.

Back to our bank: Once under the direction of our old section chief Mr. Mkanya the repayment rate had dropped to 68%, put our Managing Director, a new boss is after us talking with us and all staff members, a seminar on theme: How do we bring Kyela department back on its feet.

Und seine Vorschläge klangen leider nicht sehr nach: Wir wollen die Lebensumstände der Menschen hier verbessern, sondern eher nach: Unsere Bank will expandieren, deshalb müssen wir mehr Einkommen generieren.

Die im Moment ausstehenden Kredite sollen nach dem „Null Toleranz“ Prinzip „eingetrieben“ werden, keine Ausreden werden mehr akzeptiert. Gleichzeitig sollen aber möglichst schnell neue Kredite ausgegeben werden, möglichst viele, um möglichst viel Einkommen zu erhalten.
Dazu sollen Kosten eingespart werden, ein Loan Officer soll bis zu 4 Kredit Gruppen an einem Tag besuchen, um so mehr Kapazitäten für weitere Gruppen zu haben sowie weniger Geld für Sprit pro Kunde auszugeben.
The meetings with loan groups should follow a fixed pattern, the meetings are planned and there is no room for exceptions.
false passage of customers are punishable with a fine catalog, there are fixed penalties for: Too late, show up for meetings, do not appear without first writing to sign, swearing, or someone to insult, not to be able to repay on time and so on.
Other good things were mentioned: more training before loans are taken, a structured evaluation system of the customer, so that new loans are not issued to "bad" customers, a new equipment of the office, "More quantity only with quality. "
But if you want everything at once (within the next 2 months, the repayment rate should be brought back to over 90%) the quality remains nunmal back often.

And what should pop out at the end of it? A new department in Tukuyu. Expansion, more money ... But this also will help more people?

What is clear: Just as the situation was before, so can not go on. Because people will not help if you just give them the money and waives repayment. But then it must be a radical capitalist way like so, as in Mr. Jimmy, our Managing Director requires us?

This pressure, to issue more loans and collect the outstanding repayments rigorous was also already there. The pressure came from Dar es Salaam to our former boss Mr. Mkanya. But it just has endured and will not be given to the employees. He has put off his head so he was probably released too. But what happens when our new head of the pressure simply passed on to the employees? The will want to endure long, but give it to the customer. But which one wants to help just yet.

a tricky situation, in my opinion is so-called development aid is only sustainable if it can maintain itself and does not need constant financial support. And of course can you help with more micro-credit and more people. Because of the usefulness of the principle of micro-credit, I am convinced. But at what price?
a balance between bright hard drive for profit and casual, random, friendly but pretty inefficient work needs to be found, or is detrimental to the customer more than to be helped.
The microcredit can not even get rich but you can make many people less poor.

Even though I will here describe a doomsday scenario, it is at the end of this post but are still a story from India: India
While several large micro-credit banks in the stock market celebrated huge success, it comes within the loan groups to more suicides of clients who had the pressure on staff and other group members, mitbezahlen the debts of all party members in an emergency not grown.
Only when a death certificate exists, the Group will adopt the credit ...

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Find a good wedding photographer


... it is said in those days again when you have not already found it on one of the many wedding fairs. Experience shows that most weddings are in the months of May to August on a Saturday. Since it can happen before, that the selected wedding photographer, then suddenly has no time for that day. For too long, you should not wait if the wedding date is set. What is important in wedding photography? The traditionally boring "stand in the Park" photos belong to an endangered species. Most couples do very vivid photos that reflect not only the emotions of the wedding report. For this we need at the couple staged photos Recordings, which are designed to look not called. If it gets really well done by the photographer, the couple also show these emotions in the pictures and then move all content other than "Yes, we got married." They show curiosity, affection, intimacy, playfulness, joy, lust, passion and much more. With a beautiful wedding shoot is the day for many years forgotten.

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photo shoot with and for the NDR television

Circa rang a week before Christmas in my photo studio in Hannover ( http://www.prfotoagentur.de ) the phone. Short term, a bride and groom asked still in a date for a photo shoot Studio. Unusually brief thought I do. Well, appointment made quickly. In the end, the couple asked me if I would mind if mitfilmt a television crew of the NDR the couple shoot. "No problem" I said. One day before Christmas Eve appeared the couple: Mr. and Mrs. Bate from a suburb of Verden. It was accompanied by a three-member film crew of the NDR. The atmosphere was very early in the shootings solved, almost left out. On the suddenly appearing in the picture more often microphone I had used me as a photographer quickly. The couple was in my photo studio really totally relaxed and obviously had fun at the photo shoot. It has even considered himself a few scenes, for example, as he symbolically the money später aus der Tasche zieht. Nach verschiedenen anderen Posen habe ich mir noch etwas Besonderes überlegt, bin auf die Leiter gestiegen und habe das Paar aus der Vogelperspektive fotografiert, dort wo das Mikrofon am Galgen hing. Bei einem Glas Sekt fand das Fotoshooting nach rund einer Stunde einen schönen Abschluss und weiter ging es für das Paar zur abendlichen Feier ins Restaurant. Der Bericht über das Brautpaar-Fotoshooting der etwas anderen Art erscheint übrigens in der NDR-Sendung "Mein Leben". Der Sendetermin steht aber noch nicht fest.